The Insurance Disaster Response Organisation (IDRO) today issued advice to policyholders affected by last night’s severe storms on the Far North Coast. IDRO National Coordinator, Christopher Henri, advised policyholders to make contact with their insurance company as soon as possible to have their claims assessed. For example, you should do any temporary repairs that are needed to make your property safe and to prevent further damage as soon as possible. view detail: E Tax Depreciation Schedules

If perishable goods, such as foodstuffs, have been destroyed by the storm, home owners are advised to have them removed as part of their local council’s clean-up. Mr Henri said that, once contacted, insurance companies would arrange for loss adjusters to call on home owners if there was major damage to assess. Once the assessment has been completed, arrangements can then by made to carry out necessary repairs. In the case of fallen trees, they should be aware that if a neighbour’s tree has damaged their roof, fence or other property, the neighbour is not liable for the damage unless a recognised expert has previously deemed the tree unsafe and ordered that it be pruned or removed.

He said policyholders should also check with their insurer and their local council about removal of debris from properties. IDRO National Coordinator, Christopher Henri, said insured losses from the Casino and environs storm were estimated at $20 million, the Sydney storm at $12 million and the Dubbo storm at $40 million. He said the insurance industry had responded quickly, with loss adjusters already inspecting damage and repairs underway.

The priority for home owners should be to take all appropriate action to reduce further loss and damage. For example, you should do any temporary repairs that are needed to make your property safe and to prevent further damage as soon as possible,If perishable goods, such as foodstuffs, have been destroyed by the storm, home owners are advised to have them removed as part of their local council’s clean-up. If carpets and soft furnishings have been damaged, home owners can remove them from their home but make sure they are retained for inspection by loss adjusters to assist with assessing insurance claims.